Vishwakarma Yojana Loan – Online registration for PM Vishwakarma Yojana Loan has been started from 17 September 2023. You can apply online for this Vishwakarma Yojana Loan by visiting PM Vishwakarma Portal. The method of applying online is a bit complicated, that is why many people have to face problems while applying online for PM Vishwakarma Yojana. In this article you have been told how you can apply online for Vishwakarma Yojana Loan and also you have been provided information about Vishwakarma Yojana Loan Interest Rate.
To get Vishwakarma Yojana Loan, it is mandatory for you to have all the documents related to this scheme. This scheme has also been approved by the Union Cabinet and the total budget of this scheme has been kept at Rs 13 thousand crores. In the first phase of this scheme, a loan of up to Rs 1 lakh will be given to the beneficiary and in the second phase, a loan of up to Rs 2 lakh will be given, that is, a total loan of Rs 3 lakh will be given to the beneficiary. So if you also want to get Vishwakarma Yojana Loan then read this article till the end.
PM Vishwakarma Yojana 2023
|Scheme Name||PM Vishwakarma Yojana|
|launched by||Central government|
|Objective||Financial help to small artisans|
|how much money will you get||1-3 lakhs|
|Vishwakarma Scheme Start Date||15 August 2023|
|Department Name||Ministry of Vishwakarma Yojana Affairs|
|Social class||government scheme|
Vishwakarma Yojana Loan
As we all know and it is also mentioned in the official portal of this scheme that through this scheme the beneficiary will be given a loan of up to Rs 1-3 lakhs. Now the question in everyone’s mind is how to get Vishwakarma Yojana Loan through this scheme. So its process is quite easy, for this you first need to go to the official portal of Vishwakarma Yojana and apply online for this scheme. Vishwakarma Yojana Online Form is quite big and the beneficiaries are facing a lot of trouble to complete it. In the next step we have told you how to fill the Vishwakarma Yojana Online Form.
Vishwakarma Yojana Loan Apply Online
You can visit the PM Vishwakarma Kaushal Samman Yojana website and submit your application there because the PM Vishwakarma Kaushal Samman Yojana application process has been made available online. The form for the Vishwakarma Yojana is described here.
These are the application instructions for the PM Vishwakarma Kaushal Samman Yojana. If you are submitting an application for the Vishwakarma Yojana, you must do so in this way.
PM Vishwakarma Yojana Online Apply👇
Step 1- On the website’s home page, click the Login button and select “CSC- Register Artisans” to access the online application form.
Step 2- You must then enter the username and password you used to establish your account.
Step 3- The next query is whether your address is home to any government personnel. You have to select “NO”. Below that will be the query “Have you taken a loan before this in the last five years under the government scheme?” Before clicking the “Continue” button, you must select “NO” there.
Step 4- The “Mobile number” linked to your Aadhar card must then be entered. After checking the “Term and condition” box, enter the “Aadhar card number” and click “Generate OTP” to continue.
Step 5- When you click Generate, a six-digit OTP will be sent to your smartphone; you must “enter that OTP” here before clicking Continue.
Step 6- Before you can click Continue, you will be requested to confirm using your Aadhaar. To complete the biometric verification, you must read the terms and conditions and click “Verify Biometric”.
Step 7- Before proceeding to the next step, you must fill out a form with the fundamental information from your Aadhaar, such as your name, your father’s or spouse’s name, your birthdate, and your gender. You must first choose your marital status before deciding which artisan group you fall under (General, SC, ST, or OBC). The next step is to evaluate the candidate to see if he has a disability and, if so, what sort. The next option is whether or not the artist is employed in the same state; additionally, you can use this option if the artist is a minority.
Step 8- The page that follows with contact information will display your phone number and Aadhaar number. If you’d like, you can also enter the PAN card number.
Step 9- The information about your family will be immediately uploaded to the family details section if your ration card and Aadhaar card are linked. You will have to manually enter that information if they are not linked.
Step 10- The Aadhar card’s address, state, district, and pin code information will be immediately inserted. If your current address matches the address on your Aadhar Card, you must choose “Same as Aadhar Address”. Choosing whether or not the craftsman is a Gram Panchayat member is the next stage. If yes, select the Gram Panchayat by clicking the block.
Step 11- In the “Are you covered under Gram Panchayat” question, choose “NO” if the artisan is from an urban area. Pick “ULB” for the name.
Step 12- If the Aadhaar Address is different, choose “Others” and then specify whether or not the artist is under the supervision of the Gram Panchayat before providing the current address details.
Step 13- The next step is to enter firm information, however before choosing a subcategory, you must first choose “Profession/Trade” Details. Select “Same as Aadhar Address” before moving on to “Next.”
Step 14- If your company address is different from your current address and Aadhaar, choose the Other option and enter that information.
Step 15- The next step will provide you the chance to enter bank details. Name, account number, IFSC code, and bank branch information should be entered for the account holder. To verify accuracy, enter the account number one more time below.
Step 16- If the artist desires credit support, choose “Yes” or “May be later” in the “Credit Support” box. Enter an amount up to Rs. 100,000, if appropriate. A craftsman should pick the same bank or branch where they have a savings account if they wish to obtain a loan there.
Step 17- Alternative: If artists wish to borrow money from a different bank branch, they should select an alternative option before deciding on the bank and branch. Determine the loan’s purpose, give information about any outstanding loans, if any, and the yearly gross income of your household.
Step 18- You must input your UPI ID in the subsequent step; if you already have one, select “Yes” and complete the “UPI ID details” box; if not, select “NO.” Click here and enter the “mobile number” connected to the UPI ID.
Step 19- Read and comprehend the benefits of the scheme’s component parts in the Skill Training and Toolkit sections.
Step 20- Select all the types of facilities you need in marketing support.
Step 21- Select all the types of facilities you need in marketing support.
Step 22- Your online application for the Vishwakarma Kaushal Samman Yojana will be successfully submitted once you have read and agreed to the terms and conditions.
Vishwakarma Yojana Loan Interest Rate
Under this scheme, you are going to get Vishwakarma Yojana Loan ranging from Rs 1 lakh to Rs 3 lakh and if we talk about Vishwakarma Yojana Loan Interest Rate, then you are going to get an interest rate of 5% on it. Along with Vishwakarma Yojana Loan, you will also be given free training under this scheme in which you will be taught how to take your business forward and at the same time you will also be given an allowance of Rs 500 per day during the training. After completion of training, you will also be given an amount of up to Rs 15,000 to buy the machine and start the business.
PM Vishwakarma Yojana Required Documents
- Photocopy of Aadhaar Card
- Photocopy of PAN Card
- Ration card
- If there is a business then its documents
- Domicile Certificate
- Caste Certificate
- mobile number
- Email Id
- Passport size color photograph
Who Will Get The Benefit of Vishwakarma Scheme
- Raj Mistri
- boat builders
- gun makers
- fish netters
- hammer and toolkit manufacturer
- basket, mat, broom makers
- Traditional doll and toy makers